How do I work a joint filing SAR?

Prerequisites

An approved joint filing case. See How do I create a joint filing case?
The Create Joint Filing Case and SAR permission in your role. Without it you can view the SAR but not change it.

This article covers:

What a joint filing SAR looks like
Adding, replacing or deleting a joint filer
Checks before the SAR can be sent for approval
Continuing activity and corrected joint SARs
What appears on the filing

What a Joint Filing SAR Looks Like

The header reads Initial SAR - Joint Filing - followed by the primary subject's name. The Locations step, titled Institutions where activity occurred, shows one block per filing property, marked Primary Filer or Joint Filer, with its legal name, TIN, and address.

Add, Replace or Delete a Joint Filer

You can do this while the SAR is Incomplete, Past Due, IA Rejected or Rejected. Once it is IA Pending or later, these actions are unavailable.

Within the Locations step of the SAR, Select + Add Joint Filer, choose a Joint Filer Property, and select Add.
Replace: Select Replace on the filer's block, choose the New property, enter a required Comment, and select Save.
Delete: Select Delete on the filer's block, confirm, and enter a required Comment. You cannot delete or replace the primary filer. You cannot delete the first joint filer, because a joint SAR needs at least two filers.

Replacing or deleting a filer unlinks all of that property's records from the case and SAR and recalculates the totals. Read the impact message before you confirm. The change is recorded in the logs with your comment and the totals before and after.

Checks Before the SAR Can Be Sent for Approval

Message	What to do
For {property}, Filing Institution where activity occurred is missing critical information. Please reach out to your support team.	Contact support to complete that property's filing institution details.
A joint SAR needs at least two filing institutions with different TINs.	Add a filer with a different TIN.
Joint filing is not allowed when a subject is an insider (director, employee, officer or owner).	Remove the insider as a subject, or file as a single SAR.
Subject {name}'s relationship TIN does not match any joint filer's TIN.	Correct the subject's relationship or the filer.
The loss for {filer} exceeds the total suspicious amount.	Lower that filer's loss.
A SAR can list at most 99 branch locations across all filers; this one has {n}.	Reduce the branch locations.
The joint filers on this SAR are out of sync. Reopen the Locations step or contact support.	Reopen the step. If it persists, contact support.

Continuing Activity and Corrected Joint SARs

A continuing activity SAR or a corrected SAR is a new SAR that starts from a joint filing SAR you already filed. Each one handles the filing properties differently.

Continuing activity SAR:
- Filers: the primary filer and joint filers on the original SAR appear on the new SAR, and you cannot change them. The message reads To change filers that were already filed, amend or correct the original SAR.
- Losses: the Loss to Organization field for each of those filers starts empty, so you enter the loss for the new activity period.
- New filers: you can add other properties as joint filers.
Corrected or amended SAR: the new SAR copies the primary filer, the joint filers and the Loss to Organization amount for each one from the original SAR, so you start from what was filed and correct only what is wrong.

What Appears on the Filing

The FinCEN filing marks the report as joint and lists each filer, and the PDF shows a Joint report box with one section per filing institution.

What This Does Not Do

It does not let you type in other institutions. Joint filers are your own properties.
It does not change the property's records. They are only unlinked from this case and SAR.

How do I create a joint filing case?